You can use a PayPal account to send or receive money to and from banks and other PayPal accounts, or pay directly for online transactions. PayPal also issues a debit card that you can use to access money in your PayPal account, and some employers issue PayPal payments for work done online. Small businesses and individuals can also use PayPal to process credit card transactions without having to contract with a processing service.
When you first sign up for a PayPal account you'll be asked to provide a bank account, debit card or credit card as a source of funds. Even if you don't use a credit card as your initial funding source, you can always link a credit card to your PayPal account later. If you have a credit card with a rewards program, you still get rewards points for PayPal purchases drawn on your credit card. You also have the added benefit of keeping your credit card number confidential.
Steps
- Log in to your PayPal account. If you don't have an account yet, go to the PayPal homepage. Click "Sign Up" and then input an e-mail address and password for your new account. You'll receive an e-mail confirmation letter within a few minutes. Click "Activate My Account," in the confirmation letter, to confirm your PayPal account. You will be automatically logged in.
- Hover your mouse over "Profile" in the menu bar near the top of your account page. Select "Add or Edit Credit Card." Alternatively, you can click "Profile," and then click "Credit/Debit Cards" under the "Financial Information" heading.
- Click "Add a Card," then fill out the required fields: full name, card type, card number, verification number, expiration date and billing address. You can use a debit/check card as a credit card if it has a Visa or MasterCard logo on it.
- Wait while PayPal confirms your billing address automatically; this may take up to 30 seconds. Once your credit card is confirmed, it'll be listed in the "Credit/Debit Cards" screen. Only the last four digits and expiration date are displayed.
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